DON FISHER & CO

Business Development Specialists and Chartered Accountants


 

Emergency Budget 2010

PERSONAL TAX SUMMARY

Capital gains tax

  • Higher rate tax payers will pay 28% from midnight on 22 June 2010
  • Low and mid-income savers will continue to pay 18%
  • CGT for entrepreneurs will be extended to the first £5m of lifetime gains
  • The annual exempt amount for capital gains tax will remain at £10,100 for 2010-

National insurance

  • National insurance rates for employees will increase by 1% in April 2011
  • Employers' NIC will increase by £21 a week above indexation

Personal allowances

  • Personal allowance for under 65s will be increased to £7,475 from April 2011, worth £170 to basic rate taxpayers (lower than the £10,000 predicted)
  • The basic rate limit will be reduced by £2,500 and the higher rate threshold by £1,650.
  • The national insurance upper earnings/profit limit will also be reduced to keep it in line with the income tax higher rate threshold

Income tax

  • The basic rate limit for income tax will be frozen in 2013-14 to help fund increases in personal allowance

Pensions

  • State pension to be relinked with earnings from April 2011
  • Basic state pension to go up every year by highest of earnings, inflation or 2.5%
  • The government will accelerate the increase in state pension age to 66

Non-doms

  • The government has pledged to review the tax conditions for non-domiciled individuals

SMALL BUSINESS SUMMARY

Corporation tax rates

  • Main rate of corporation tax is to be reduced to 24% over four years
  • The small companies rate is to be cut from 21% to 20% from April 2011

Capital allowances - the practical impact

  • Writing-down allowances on plant and machinery reduced from 20% to 18% per year from 2012 for main rate pool; and from 10% to 8% per year for longer-term special rate pool assets.
  • Annual Investment Allowance to be reduced to a maximum of £25,000 from 2012.

National insurance

  • The planned NI rate rises will go ahead from April 2011, and the threshold will rise by £21 per week for employers' NIC.
  • Start-up businesses outside London and the South East to be exempt from NI for first 10 employees. Tax break, worth up to £50,000 for 400,000 businesses, is expected to last three years and will allow businesses to avoid NI for 12 months

VAT

  • VAT will increase to 20% from 4 January 2011
Office 309 Winston House 2 Dollis Park Finchley London N3 1HF T:020 8371 7899 F:020 8349 4785